Need an appraisal in NEW PRT RCHY or Pasco County?

See the top seven reasons FL homeowners use S&S Real Estate Service, Inc.:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
Remove PMI to reduce their monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Own a home in or near NEW PRT RCHY, FL and need help determining the price of it?
Contact S&S Real Estate Service, Inc..

We at S&S Real Estate Service, Inc. understand the special needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experts in helping folks just like you dismiss unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's declining. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from S&S Real Estate Service, Inc. is your perfect weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. S&S Real Estate Service, Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.